Investing part of your business’ earnings in a new concrete truck is a major purchase, so it’s important you think of ways to protect your money. Whether you use it for your construction business or as a carrier for your precious goods, you need to be aware that this heavy duty vehicle is exposed to risk elements while on a road trip, or even when it’s parked at your business site. I suggest follow this guide on how to protect your investment of a new truck while operating business on a daily basis.
Buy the right insurance policy
One of the best ways to ensure your money is protected against unavoidable events that could result in financial losses is to buy the right insurance policy for your concrete truck. In this case, it would be a wise to consider purchasing a commercial concrete truck insurance policy because it is designed to meet your business insurance protection needs in the event of accidents, property damage, theft and even vandalism. Remember, if any of these external elements affect your concrete truck, it could lead to the non-operation of your daily trucking activities.
Talk to a reliable insurance broker
Talking to a reliable insurance broker can bring you a step closer to protecting your money from the moment you purchase the concrete truck. How is that possible? With a licensed insurance broker on your side, you can be expertly guided to make the right decision about the type of protection coverage to include in your commercial concrete truck insurance policy. Commercial vehicles like the concrete trucks have different insurance needs to your personal car because this heavy duty transport vehicle is exposed to higher levels of risks. In fact, your insurance company will perform a careful evaluation of the present condition of your truck, like mileage used, model of your truck, market price value including the owner’s driving record and where it’s intended for usage.
Get a free insurance quote online
For a hassle free quotation of your potential commercial concrete truck insurance policy, why not get a free quote online from a credible online insurer? If you are too busy attending to other important matters for your business’ operation, ask your hired insurance broker to gather as numerous free quotes online prior you making a decision.
Review the proposed concrete truck insurance policy
Once you manage to schedule a private meeting with an insurance provider, use this time wisely by asking relevant questions that will affect your proposed concrete truck insurance policy. Here are samples of questions you should ask the insurer:
Can you offer a flexible deductible?
Can I do the necessary amendments if I decide to change my existing policy protection coverage?
How long will I have to wait before an insurance claim can be released?
Can I hire an independent insurance broker to assist me in my decision making?
Commercial trucks like your concrete truck are fundamentally essential to your business’ daily operation. If you leave your concrete truck exposed to risk elements without offering some level of protection, you might end up with bigger problems which are too hard to handle when money is concerned. Don’t go on using your concrete truck without insuring it with the right commercial concrete truck insurance policy. Contact a licensed insurance broker now to help you get started with your insurance hunting activity.
Earthmoving Insurance HQ are highly experienced in finding great concrete truck policies, if you are looking for a great broker, then call us for advice, obligation free quotes and we can tell you all about our services too. Call today on 1300 815 344 or request a quote online.